How it works

Apply

Apply online in just minutes.  Speak to a loan officer and gather documents for underwriting.  What we require to issue terms is at the bottom of each Lending page.

Agree to Terms

We will issue terms within 3 to 5 days of receiving documents.  Upon execution of terms, a refundable expense deposit is required for a site visit, legal, and third parties (if required).

Due Diligence

We will conduct a site visit.  We will need a preliminary title report.  We typically require an appraisal to close and will consider an appraisal you already have.

Closing

We will close your loan and fund within 2 to 3 weeks of issuing terms.  You can close at your local title company or attorney’s office.  We allow remote closings when required.

Alpha Funding By The Numbers

Volume

$552

Million
Loans

182

Projects Funded
Available Capital

$100+

Million

Why Alpha Funding?

Flexibility

We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.

Transparency

We have a simple and transparent process that works well for brokers and borrowers. We will update you every working day as to the progression of your loan request. We know how important your loan is and we pride ourselves in being transparent. We will openly share with you what our concerns are.

Efficacy

We will confirm if we are interested in funding your loan shortly after your application is received. We close quickly within two to three weeks, our interest rates are favorable, and we offer higher than normal leverage. Our experience with various loan scenarios and property types allow us to effectively close your loan.

Client Testimonials
What our clients say

Closed Loans

Alpha Funding Corp.

 

Alpha Funding Corp.

 

Innovative Lending Strategies, Accelerated Closings.